Why invest in the Dash Money Debt Fund?

The Dash Money Debt Fund aims to provide wholesale investors with an income-focused asset back securities investment, designed to provide a regular income opportunity and portfolio diversity.

The Fund primarily holds assets consisting of loans secured by registered first mortgages held over Australian property. Income on these loans (net of fees) is returned to investors as an income distribution.

LVR-1

Competitive Income Returns

10% p.a. targeted return

Diversify your Portfolio

Diversify your Portfolio

A pooled mortgage fund with income derived from Australian property loans secured by registered first mortgages.

Dash-Investor-Loans

Wholesale Investment Opportunity

Add diversification to your investment portfolio.

About the Fund

The Dash Money Debt Fund is a pooled mortgage fund, providing investors with exposure to returns available through loans secured by registered first mortgages over Australian property.

Dash Money Debt Fund finances a diverse range of property developments in the residential and commercial sectors of Australia. Income on these loans is returned to investors as a monthly distribution, providing portfolio diversity. 

 

Why Invest?

  • Competitive income returns
  • Monthly distributions*
  • Income derived from Australian residential and commercial property secured by registered first mortgages
  • Loans diversified by location, asset type and project stage
  • Medium-to-long term investment
  • Adds diversification to your investment portfolio
about-the-fund

Why invest in the Dash Money Debt Fund?

The Dash Money Debt Fund is a pooled mortgage fund, providing investors with exposure to returns available through loans secured by registered first mortgages over Australian property.

Dash Money Debt Fund finances a diverse range of property developments in the residential and commercial sectors of Australia. Income on these loans is returned to investors as a monthly distribution, providing portfolio diversity.

LVR-1

Competitive income returns

Dash-Icon_Lime_Asset-type

Income derived from Australian property secured by registered first mortgages

Dash-Icon_Lime_Location

Loans diversified by location, asset type and project stage

Dash-Icon_Lime_Monthly-distribution

Monthly distributions

Dash-Icon_Lime_Calendar

Medium-to-long term investment

Portfolio-Diversity_Portfolio-Diversity

Adds diversification to your investment portfolio

Strong targeted income return of 10% p.a.

BE PART OF THIS UNIQUE WHOLESALE OPPORTUNITY →

Investment Overview

Fund Structure

An pooled mortgage fund, providing investors with returns available through loans secured by registered first mortgages over Australian property.

Minimum Investment

$50,000
Only open to wholesale investors as defined under the Corporations Act

Unit Pricing

$1.00

Distributions

The Fund aims to pay a competitive monthly return.

Low LVR

The Fund is permitted to lend up to a loan-to-valuation ratio of 70% on an individual loan basis.

Liquidity

Investors must hold their investment for a minimum of 12 months. You may withdraw from the Fund at the end of their Investment Term or elect to roll over their investment for a further 12 month period.

Easy to Manage

Once your initial investment has been made, our experienced team take care of administration and asset management for you. You will receive regular updates on the performance of your investment.

Investment Management

Dash Money Debt Fund is an entity established by Dash Capital IP Co Pty Ltd which will be responsible for the investment management of the Fund.

Risks

An investment in the Fund is subject to general investment risks, specific risks of investing in a managed fund, as well as all risks of investing in a portfolio of registered first mortgages over real property and any other assets the Fund invests in from time to time. Before making an investment, you should read the PDS in full to understand these risks.

Offer open to Wholesale Investors only

Request Info Pack

Common Questions

What is a pooled debt fund?

A pooled debt fund is an investment vehicle that lends investor money to borrowers and consists of a ‘pool’. These funds may be lent for land banking purposes or construction and property development. After investing in the Fund, investors usually receive an income called a distribution from the interest paid by borrowers and cash and cash-like products held in the Fund.

What does it mean to have loans secured by first mortgages?

Accepting loans on a first mortgage basis is a security measure designed to help protect lenders and investors from financial loss. A first mortgage has priority over all other liens or claims on a property in the event of default. 

The Dash Money Debt Fund is an asset backed securities investment, providing investors with exposure to returns available through loans secured by registered first mortgages over Australian property.

What is a Loan-to-Valuation Ratio?

A Loan-to-Valuation Ratio (LVR) is a term used to express the ratio of a loan to the value of the underlying asset for which the loan will be used to fund, quantifying the lending risk of a mortgage. 

Typically, the lower the LVR, the less risk to the lender. This is because the ‘excess’ value of the property over and above the loan amount provides a buffer that can help protect the lender in the event of a loan default. 

All loans approved for inclusion in the Dash Money Debt Fund must be at or under a maximum of LVR of 70% of the ‘as if’ complete valuation or ‘as is’ valuation.

When can I expect to receive my distribution payment?

We aim to pay distributions monthly. Investors can expect to receive distributions on or around the tenth business day of each month, given funds are available.

What our borrowers say

A. Baker, Omira Property Group

“Finance is not a one size fits all, you have to have options and they deliver and allowed the project to move forward. It also allowed me to make decisions quickly, not only in a land bank option, which was done in weeks but then presenting two different options to maximise on the design side and achieve premium sales. From a developer’s perspective, it’s about maximising returns and minimising risk and having options gives you choice to decide what s the best path. The speed in which they provided finance, and options and they deliver when I needed them to deliver, it’s actually that simple.”

B. Purvis, Property Developer, QLD

“In a short timeframe, they organised land bank finance for the purchase of a future development site in Ipswich, providing a more competitive finance option. They were quick, professional and provided great advice, and great terms.”

R. Middlemass, Carrick Developments

It was a fast and straightforward process to go from my initial call to then having the fully approved equity line of credit.

Essentially it saw a substantial amount of cash released which we could use as working capital, to progress on our next projects, or to use as we see is best for our company. It also lowered our ongoing interest expense considerably. Having this cash in hand has strengthened us further as a property development business as it allowed us pursue additional projects. Without the line of credit we would have been very restricted in what other opportunities we could pursue while waiting for our existing projects to complete.

Request an Information Pack

Learn more about Dash Money Fund and investing in the Dash Money Debt Fund.
The pack includes more detailed information and key documents about the Fund. 
A member of our Investor team will also give you a call to discuss any questions you may have about investing in the Fund. 

REQUEST AN INFO PACK

Important Information

*Returns are calculated after fees and expenses and assume the reinvestment of distributions. Distributions are calculated daily and paid monthly in arrears. Please note past performance is not a reliable indicator of future performance.

The Dash Money Debt Fund relates to an offer of Units in the Dash Money Debt Fund (Fund). The offer of Units is made by DFP Corporate Pty Ltd ACN 607 475 141, AFSL 479499 as trustee for the Fund. This webpage and information provided is general information only and is not based on the objectives, financial situation or needs of any particular investor. In deciding whether to acquire, hold or dispose of the product, investors should obtain the current Product Disclosure Statement (PDS) and consider whether the product is appropriate for their investment objectives. A copy of the PDS is available at dashmoney.com.au/debtfund or call our Investor Services at 1300 327 448.  Investment decisions should not be made upon the basis of its past performance or distribution rate or any rating by a rating agency, since each of these can vary. In addition, ratings need to be understood in the context of the full report issued by the rating agency itself.