Case Study: Fast Cashout Solution for Business Expansion

Background 

Our client, a self-employed accountant and property investor in Mittagong, NSW, needed urgent funding to support business expansion and new investment opportunities. With 18 years of experience running a successful accounting firm and managing a diverse property portfolio, fast access to capital was essential for maintaining growth and seizing new opportunities.

Finance Required 

The client required a cashout loan secured against two unencumbered residential properties to finance critical business improvements. The allocated funds covered IT infrastructure, phone systems, office equipment, and furniture—investments necessary for business growth. Given the scale of these upgrades, a quick approval process was crucial to avoid operational delays.

Key Loan Metrics:

• Loan Type: Business Expansion
• Loan Amount: $835,000
• Loan-to-Value Ratio (LVR) Against Valuation: 52%

The Challenge 

Traditional lenders posed significant obstacles due to lengthy approval times and the need for finalized tax returns. Waiting for conventional financing would have delayed planned business improvements, making it essential to find a lender that could offer a fast, efficient solution. The main challenges included:

• Urgent Need for Funds: The client required immediate access to capital to ensure smooth business operations.

• Bank Delays: Finalizing personal tax returns would have significantly slowed the approval process with traditional lenders.

• Streamlined Process Required: Having previously worked with Dash Money, the client sought a hassle-free solution with minimal paperwork and quick approval.

Dash Money’s Strategic Solution 

To meet the client’s urgent needs, Dash Money provided a tailored financing approach focused on speed, flexibility, and clear communication. The key aspects of the solution included:

• Tailored Cashout Loan Options: Dash Money presented multiple financing solutions with flexible terms, allowing the client to choose the best fit.

• Transparent Process & Timeline: A step-by-step guide was provided from the start, setting clear expectations and ensuring a smooth experience.

• Ongoing Communication: Dash Money maintained consistent updates throughout the process, keeping the client informed at every stage.

• Proactive Issue Resolution: The team swiftly addressed valuation concerns and ensured all necessary documents were completed without delays.

Results & Benefits 

With a streamlined process and proactive support, Dash Money secured the required funding without unnecessary delays. The results delivered both immediate and long-term financial benefits:

• Fast Loan Settlement: The loan was fully approved and settled within just 15 days of application.

• 100% of Requested Funding Secured: The client received the full loan amount, enabling immediate business improvements and new investment opportunities.

• Seamless & Stress-Free Experience: Dash Money’s efficiency, transparency, and hands-on support ensured a positive client experience.

• Long-Term Financial Partnership: After completing two successful loan transactions, the client now considers Dash Money their go-to finance provider for future funding needs.

Client Testimonial

“The entire process was seamless. Dash Money guided me every step of the way, ensuring a fast and stress-free experience. Their team is professional, responsive, and genuinely cares about their customers. I highly recommend them.”

Conclusion & Expert Advice

For business owners and investors, securing fast and flexible finance is crucial to maintaining momentum without the delays of traditional banks. This case demonstrates the value of partnering with a lender that prioritizes speed, efficiency, and customer service.

Need quick access to capital for business growth or investment? Dash Money offers flexible cashout and equity release solutions with a seamless approval process.

Need fast access to capital for business growth or investment?

Dash Money offers flexible cashout and equity release solutions with a seamless approval process. Get in touch with a Dash Money lending specialist today.