Case Study: Burleigh Heads Investment Secured via Equity Refinance

Background

A Queensland-based property development company approached Dash Money with a clear objective; To expand their property portfolio by acquiring a new investment asset in the highly sought-after coastal suburb of Burleigh Heads. Rather than selling existing property to raise capital, the client wanted to unlock equity from an under-leveraged asset, allowing them to move quickly on the purchase without disrupting their broader investment strategy.

Key Loan Metrics

• Loan Type: Equity release refinance
• Loan Amount: $935,000
• Loan-to-Value Ratio (LVR): 75% against a formal valuation
  
  

The Challange

While the client’s existing asset had considerable equity, the real challenge was timing. The opportunity in Burleigh Heads came with a short settlement window, and conventional lenders couldn’t meet the deadline. Traditional bank processes, often slowed by layers of documentation and rigid policies, risked the client missing out on the property altogether. Recognising the urgency, the client needed a lending partner who could move quickly, understand the commercial nature of the deal, and deliver a seamless path to settlement.

Dash Money's Strategic Solution

Dash Money quickly assessed the scenario and identified the fastest route to unlocking equity. By coordinating an immediate valuation and streamlining the application process, we were able to move from final approval to settlement in just two weeks.

The key to success was not just speed, but precision, ensuring the deal was structured to meet the client's short-term needs while maintaining long-term flexibility. This approach helped the client retain their assets while unlocking capital to support their next growth move.

Results & Benefits

With Dash Money’s support, the client successfully purchased the Burleigh Heads investment property on time and without needing to sell any existing holdings. This preserved the strength of their portfolio and enhanced its overall value. More importantly, the fast turnaround gave the client the confidence to move on the opportunity without hesitation, something not possible with traditional funding avenues.

Conclusion & Expert Advice

This case highlights the power of strategic refinancing for developers and investors. By unlocking equity in an existing property, the client was able to move swiftly on a high-value acquisition, without compromising their long-term position.

For investors navigating time-sensitive opportunities, having the right finance partner is crucial. At Dash Money, we deliver not only fast approvals and flexible terms, but also the clarity and confidence to act when it matters most.