How Business Owners Can Use Property Equity to Access Capital

Aug 5, 2025 | Business Expansion, Insights, Education, Finance, Investor, No doc loans, non coded loans, Coded loans

business owner female

If you are running a business, you already know how quickly cash flow can tighten. Wages come up, supplier invoices land, tax deadlines approach, and yet you may be sitting on hundreds of thousands of dollars in untapped equity.

That is where Dash Money comes in.

We help business owners and investors access fast working capital using the equity in their property. There is no need to jump through hoops or spend weeks waiting for approval from a traditional lender. Our secured cash out loans are designed to work with the way you do business. Fast, simple and flexible.

 

What is a secured cash out loan?

It is exactly what it sounds like. If you own a residential or commercial property with enough equity, you can borrow against it and receive a lump sum of capital for business use.

You do not need to provide full financials or meet rigid income criteria. We assess each application manually and focus on what really matters. Your business goals and the strength of your asset. You can use the funds to pay off debts, invest in your next move, or simply smooth out your cash flow.

These loans are interest only, short term, and structured around your needs.

 

When working capital really matters

Every business reaches a point where cash flow gets tight. Maybe you are gearing up for expansion and need to pay for fit out works before revenue comes in. Maybe you want to settle an ATO debt before penalties apply. Or maybe you just need a capital buffer to keep operations moving through a quieter season.

We have worked with clients who needed to pay contractors, stock up before a big sale period, refinance out of expensive private loans, or act quickly on a new opportunity. In every case, fast access to funds made the difference.

At Dash Money, we typically approve loans within 24 hours and settle shortly after. That means you can move quickly and confidently when the moment matters most.

 

Why borrowers choose Dash Money

Traditional lenders are not always set up for business owners. If your income is self-declared, irregular, or reinvested back into the business, the banks may struggle to see the full picture.

We specialise in working with clients just like you. Our loans range from $250K up to $5M. You can access unlimited cash out for approved business purposes. There are no locked in contracts, and if you want to repay early, all we ask is thirty days’ notice.

This is not lending based on formulas or generic serviceability tools. This is lending based on real life business scenarios.

 

Not just for working capital

Working capital is one of the most common reasons clients come to us. But it is not the only one.

Some use our loans to refinance from expensive short-term lenders. Others use them to consolidate business debts into one manageable facility. We have helped clients settle a property quickly, fund the next stage of a development, or release equity to keep their business moving.

Whatever the reason, we make it easy to access the capital you need.

 

Ready to put your equity to work?

If you own property and need capital for your business, Dash Money can help. We will assess your scenario quickly, structure a solution that fits, and make sure you can access your funds without the usual roadblocks.

You have already built the equity. Now let it work for you.

 

Looking for a faster way to access capital?

Skip the delays and unlock equity from your property with Dash Money. Get in touch with a Dash Money lending specialist today.

 

 

 

 

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